Want to learn the secrets to finding the cheapest Ford F-150 insurance in Tacoma? Having to pay for overpriced auto insurance in Tacoma can consume your checking account and make it hard to pay other bills. Shopping your coverage around is free and is an excellent way to make sure you're not throwing money away.

Insurance for Ford F-150Shockingly, 70% of consumers have been with the same company for over three years, and nearly half have never compared rates from other carriers. Most drivers in Tacoma could pocket almost 40% a year just by shopping around, but they don't believe the amount of money they would save if they bought a different policy.

You have multiple insurers to buy insurance from, and though it is a good thing to have a choice, it can be more challenging to compare rates and find the lowest cost auto insurance.

When comparison shopping, there are several ways of comparing price quotes from different companies. The easiest way by far to comparison shop is to jump online and get quotes.

Comparing quotes online is fast and free, and it makes it obsolete to actually drive to local Tacoma insurance agencies. The ability to get quotes online reduces the need to sit down with an agent unless your situation requires the personal advice that only a licensed agent can provide. Drivers can price shop your coverage online and still use a local agent. Keep in mind that more quotes helps you find better pricing. Some companies don't provide price estimates online, so it's necessary to compare prices from them, too.

The following companies provide quotes in Tacoma, WA. If multiple providers are shown, we recommend you visit several of them to get the best price comparison.

Ford F-150 Insurance Estimates in Tacoma, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
F-150 XL Regular Cab 2WD $180 $228 $304 $18 $90 $820 $68
F-150 STX Regular Cab 2WD $180 $312 $398 $24 $120 $1,034 $86
F-150 XL Super Cab 2WD $220 $388 $398 $24 $120 $1,150 $96
F-150 XLT Regular Cab 2WD $190 $368 $334 $20 $100 $1,012 $84
F-150 STX Super Cab 2WD $106 $194 $310 $18 $92 $720 $60
F-150 XL Crew Cab 2WD $128 $182 $304 $18 $90 $722 $60
F-150 XLT Super Cab 2WD $122 $204 $334 $20 $100 $780 $65
F-150 STX Regular Cab 4WD $138 $228 $356 $22 $106 $850 $71
F-150 XL Regular Cab 4WD $218 $356 $384 $22 $114 $1,094 $91
F-150 FX2 Super Cab 2WD $230 $346 $304 $18 $90 $988 $82
F-150 XLT Crew Cab 2WD $180 $250 $300 $18 $90 $838 $70
F-150 XL Super Cab 4WD $220 $310 $300 $18 $90 $938 $78
F-150 XLT Regular Cab 4WD $144 $216 $282 $16 $84 $742 $62
F-150 XL Crew Cab 4WD $136 $194 $310 $18 $92 $750 $63
F-150 STX Super Cab 4WD $158 $198 $294 $18 $88 $756 $63
F-150 XLT Super Cab 4WD $234 $290 $304 $18 $90 $936 $78
F-150 FX2 2WD $286 $472 $398 $24 $120 $1,300 $108
F-150 Lariat Super Cab 2WD $182 $242 $386 $22 $116 $948 $79
F-150 Lariat Crew Cab 2WD $232 $380 $398 $24 $120 $1,154 $96
F-150 FX4 Super Cab 4WD $202 $304 $300 $18 $90 $914 $76
F-150 XLT Crew Cab 4WD $280 $526 $356 $22 $106 $1,290 $108
F-150 FX4 4WD $220 $380 $278 $16 $82 $976 $81
F-150 Lariat Crew Cab 4WD $294 $384 $386 $22 $116 $1,202 $100
F-150 SVT Raptor Super Cab 4WD $180 $318 $334 $20 $100 $952 $79
F-150 Lariat Super Cab 4WD $180 $318 $334 $20 $100 $952 $79
F-150 Lariat Crew Cab Platinum 2WD $158 $284 $294 $18 $88 $842 $70
F-150 Lariat Crew Cab Harley 2WD $136 $294 $334 $20 $100 $884 $74
F-150 Lariat King Ranch 2WD $326 $540 $386 $22 $116 $1,390 $116
F-150 Lariat King Ranch 4WD $290 $496 $304 $18 $90 $1,198 $100
F-150 Lariat Crew Cab Harley 4WD $138 $242 $282 $16 $84 $762 $64
F-150 Lariat Crew Cab Platinum 4WD $326 $452 $386 $22 $116 $1,302 $109
Get Your Own Custom Quote Go

Prices based on single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, claim-free, and homeowner. Information does not factor in vehicle location which can change price quotes substantially.

Can higher deductibles save money?

The diagram below illustrates how choosing a deductible and can influence Ford F-150 premium costs for different age groups. The rates are based on a single female driver, comp and collision included, and no discounts are applied.

Why you need quality insurance for your Ford vehicle

Despite the fact that insurance is not cheap in Tacoma, buying insurance is required by state law in Washington and it also provides benefits you may not be aware of.

The benefits of carrying adequate insurance more than offset the price you pay, especially with large liability claims. An average driver in America overpays more than $865 each year so shop around every year to ensure rates are inline.

Cheaper Tacoma car insurance rates with discounts

Some companies do not list all discounts very clearly, so we researched some of the more common and also the more inconspicuous car insurance savings.Car insurance discounts

A quick disclaimer, most discounts do not apply to the entire policy premium. Most only cut the cost of specific coverages such as comprehensive or collision. Despite the fact that it seems like you can get free auto insurance, you're out of luck.

Large car insurance companies and some of their more popular discounts include:

If you are trying to find low cost Tacoma auto insurance quotes, ask all the companies which discounts you qualify for. Some of the earlier mentioned discounts may not apply to policies in Tacoma. If you would like to see a list of car insurance companies that offer multiple discounts in Tacoma, follow this link.

Insurance is available from local insurance agents

Some people would rather get advice from a local agent and that is a personal choice. An additional benefit of getting online price quotes is you may find cheap rate quotes but still work with a licensed agent.

Find insurance agent in TacomaTo help locate an agent, after submitting this form (opens in new window), your insurance data is immediately sent to local insurance agents who can give free rate quotes for your insurance coverage. You won't need to do any legwork since price quotes are sent instantly to you. You can find lower rates AND an agent nearby. If you have a need to get a rate quote from a particular provider, don't hesitate to find their quoting web page and give them your coverage information.

Picking a provider requires you to look at more than just a cheap price. You should also get answers to these questions.

If you prefer to buy insurance from a reliable insurance agency, it helps to know the two types of agencies and how they can service your needs differently. Agencies in Tacoma may be either independent (non-exclusive) or exclusive.

Exclusive Insurance Agencies

Exclusive insurance agents normally can only provide a single company's rates such as State Farm, AAA, and Liberty Mutual. Exclusive agents cannot provide prices from multiple companies so they have to upsell other benefits. They are very knowledgeable on what they offer which helps offset the inability to provide other markets.

The following are Tacoma exclusive insurance agents that are able to give rate quotes.

12001 Pacific Ave S - Tacoma, WA 98444 - (253) 537-1444 - View Map

7403 Lakewood Dr W #13 - Lakewood, WA 98499 - (253) 565-3234 - View Map

4304 6th Ave - Tacoma, WA 98406 - (253) 759-9999 - View Map

View more Tacoma agents

Independent Agencies or Brokers

Independent agents can quote rates with many companies so they can quote policies amongst many companies and find you cheaper rates. If they find a cheaper price, your agent can switch companies and the insured can keep the same agent.

If you are trying to find cheaper rates, you will want to get quotes from multiple independent agents to ensure the widest selection of prices.

The following are Tacoma independent agencies who can help you get price quotes.

4707 S 19th St #101 - Tacoma, WA 98405 - (253) 752-3600 - View Map

Freedom Insurance Services LLC
4002 Tacoma Mall Blvd #102 - Tacoma, WA 98409 - (253) 475-3200 - View Map

1334 Fawcett Ave - Tacoma, WA 98402 - (253) 880-1825 - View Map

View more Tacoma agents

Car insurance can be complex

Always keep in mind that when comparing your policy for your vehicles, there really is not a perfect coverage plan. Your financial needs are unique and your car insurance should unique, too.Safe vehicles cost less to insure For example, these questions might point out whether or not you would benefit from professional advice.

If you can't answer these questions, you might consider talking to a licensed agent. If you don't have a local agent, complete this form or you can also visit this page to select a carrier

Don't give up on cheap premiums

When buying insurance coverage, do not skimp on coverage in order to save money. Too many times, someone dropped comprehensive coverage or liability limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. Your aim should be to buy a smart amount of coverage for the lowest cost, but do not sacrifice coverage to save money.

We just covered a lot of tips how to get a better price on Ford F-150 insurance in Tacoma. The key concept to understand is the more companies you get premium rates for, the higher the chance of saving money. You may even discover the lowest auto insurance rates are with a smaller regional carrier. Regional companies may often insure only within specific states and give getter rates as compared to the big name companies such as Allstate, GEICO and Progressive.

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