Are you looking for a better way to compare more competitive Nissan Altima insurance in Tacoma? No sane person is fond of buying car insurance, particularly when they could get a better deal.

Insurance quote for Nissan Altima in TacomaIt's astonishing, but most consumers have remained with the same car insurance company for a minimum of four years, and 38% of drivers have never compared rates to find cheaper insurance. Tacoma drivers can save up to 40% each year by just shopping around, but they feel it's too difficult to compare rate quotes.

Companies like Allstate, Progressive and GEICO all promote huge savings with catchy ads and it is challenging if not impossible to see past the geckos and flying pigs and find the best price available.

The best way we recommend to compare policy rates for Nissan Altima insurance in Tacoma is to know the trick most insurance companies pay for the opportunity to compare rate quotes. The one thing you need to do is provide information such as if your license is active, your job, if you're married, and how much coverage you want. Your information is instantly provided to multiple top-rated companies and you receive quotes with very little delay.

To compare multiple company cheap Nissan Altima insurance rates now, click here and complete the quick form.

The providers in the list below offer free rate quotes in Tacoma, WA. If several companies are displayed, it's a good idea that you get rates from several of them to get the best price comparison.

Nissan Altima Insurance Rates in Tacoma, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Altima 2.5 4-Dr Sedan $260 $384 $386 $22 $116 $1,168 $97
Altima 2.5 S 4-Dr Sedan $160 $358 $310 $18 $92 $938 $78
Altima Hybrid 4-Dr Sedan $208 $364 $294 $18 $88 $972 $81
Altima 2.5 S 2-Dr Coupe $220 $448 $314 $18 $94 $1,094 $91
Altima 3.5 SR 4-Dr Sedan $198 $376 $278 $16 $82 $950 $79
Altima 3.5 SR 2-Dr Coupe $154 $320 $340 $20 $102 $936 $78
Get Your Own Custom Quote Go

Cost estimates assume married female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Washington minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Rate quotes do not factor in specific garaging location which can influence prices considerably.

Should you buy full coverage?

The illustration below illustrates the comparison of Nissan Altima yearly insurance costs with full physical damage coverage compared to only buying the minimum liability limits required in Washington. The data is based on no accidents, no driving violations, $500 deductibles, single male driver, and no discounts are applied to the premium.

When to stop buying physical damage coverage

There is no definitive rule to drop comprehensive and collision coverage on your policy, but there is a broad guideline. If the yearly cost for physical damage coverage is more than about 10% of the settlement you would receive from your company, then it's probably a good time to buy liability coverage only.

For example, let's pretend your Nissan Altima settlement value is $6,000 and you have $1,000 deductibles. If your vehicle is severely damaged, the most you would receive is $5,000 after paying your policy deductible. If premiums are more than $500 a year for comprehensive and collision coverage, then it's probably a good time to buy liability coverage only.

There are some circumstances where buying only liability insurance is not in your best interest. If you still owe money on your vehicle, you have to carry full coverage in order to keep the loan. Also, if you can't afford to buy a different vehicle if your current one is damaged, you should keep full coverage.

Where to set your deductibles

The illustration below shows how different deductible levels and can change Nissan Altima annual premium costs for different insured age categories. The rate quotes are based on a married male driver, full coverage, and no discounts are taken into consideration.

These discounts can cut Nissan Altima insurance rates

Some companies don't always publicize all their discounts very clearly, so the list below contains both the well known and also the lesser-known credits available to you.Discount auto insurance

A little disclaimer on discounts, most discount credits are not given to the entire policy premium. Most only cut the price of certain insurance coverages like comp or med pay. So despite the fact that it appears you can get free auto insurance, it just doesn't work that way.

A few of the larger companies and a summarized list of policyholder discounts include:

If you are trying to find cheaper Tacoma car insurance quotes, ask every insurance company which credits you are entitled to. Some of the earlier mentioned discounts may not apply to policies in your state. To see insurers with discount auto insurance rates in Washington, click here.

Insuring your Nissan Altima just makes sense

Even though Tacoma Altima insurance rates can get expensive, insurance is required by state law in Washington and it also provides benefits you may not be aware of.

The benefits of insuring your Altima more than offset the price you pay, particularly when you have a large claim. But the average driver in Washington overpays as much as $855 a year so you should quote your policy with other companies at every renewal to ensure rates are competitive.

Buying insurance from Tacoma insurance agents

Some consumers just want to have an agent's advice and that is just fine! One of the best bonuses of getting online price quotes is that you can find cheaper car insurance rates and still choose a local agent. And providing support for neighborhood insurance agencies is important particularly in Tacoma.

Insurance agents in TacomaBy using this form (opens in new window), your information is immediately sent to participating agents in Tacoma who can give free rate quotes for your insurance coverage. It makes it easy because there is no need to even leave your home as quotes are delivered immediately to you. You can find the lowest rates and a licensed agent to talk to. If you wish to get a price quote from one company in particular, feel free to find their quoting web page and submit a quote form there.

Shown below are Tacoma car insurance companies that are able to give price quotes for Nissan Altima insurance in Tacoma.

1201 Pacific Ave #1000 - Tacoma, WA 98402 - (253) 759-2200 - View Map

1625 E 72nd St #900 - Tacoma, WA 98404 - (253) 212-3147 - View Map

1901 S 72nd St - Tacoma, WA 98408 - (253) 830-2631 - View Map

7802 S Tacoma Way - Tacoma, WA 98409 - (253) 248-1710 - View Map

View more agents

Finding a good insurer is decision based upon more than just a cheap price. Any agent in Tacoma should be willing to answer these questions.

If you feel you receive reasonable responses to any questions you have and a good coverage price, it's possible that you found a company that is a good match to insure your vehicles. But keep in mind policyholders can terminate coverage when you choose so don't think you're contractually obligated to any specific company for the full term.