Insurance for Nissan AltimaTrying to find the cheapest Nissan Altima insurance in Vancouver? No one gets a kick out of paying for insurance, especially when they are paying too much.

Shocking but true, the vast majority of insurance customers kept their coverage with the same insurance company for at least the last four years, and almost 40% of drivers have never compared rates from other carriers. Vancouver drivers can cut their rates by almost $430 a year by just comparing rate quotes, but they don't know the actual amount they would save if they changed companies. Since drivers have many insurance providers from which to choose, it is very difficult to pick the lowest cost insurance company.

The most recommended method to get rate comparisons for Nissan Altima insurance in Vancouver takes advantage of the fact all the major auto insurance companies pay for the opportunity to compare rate quotes. The only thing you need to do is give them some information including if you are currently licensed, whether you drive to work or school, driver details, and whether you have decent credit. Your rating data is instantly sent to multiple different insurance companies and they return cost estimate instantly to find the best rate.

To start a quote now, click here and find out if lower rates are available in Vancouver.

The car insurance companies shown below have been selected to offer comparison quotes in Vancouver, WA. If the list has multiple companies, it's highly recommended you visit as many as you can to get a more complete price comparison.

Nissan Altima Insurance Rates in Vancouver, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Altima 2.5 4-Dr Sedan $168 $284 $304 $18 $90 $864 $72
Altima 2.5 S 4-Dr Sedan $246 $530 $300 $18 $90 $1,184 $99
Altima Hybrid 4-Dr Sedan $246 $512 $384 $22 $114 $1,278 $107
Altima 2.5 S 2-Dr Coupe $164 $310 $320 $18 $96 $908 $76
Altima 3.5 SR 4-Dr Sedan $136 $278 $310 $18 $92 $834 $70
Altima 3.5 SR 2-Dr Coupe $246 $610 $376 $22 $112 $1,366 $114
Get Your Own Custom Quote Go

Prices above based on single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Estimates do not factor in specific location which can lower or raise rates noticeably.

Rate comparison of men versus women in Vancouver

The illustration below shows the comparison of Nissan Altima insurance costs for male and female drivers. The premiums assume no driving violations, no at-fault accidents, full physical damage coverage, $100 deductibles, drivers are not married, and no other discounts are factored in.

How high should deductibles be?

The chart below shows how choosing a deductible and can increase or decrease Nissan Altima insurance prices for different age categories. Data assumes a single female driver, comp and collision included, and no other discounts are factored in.

Impact of careless driving on Vancouver car insurance rates

The diagram below illustrates how violations and accidents influence Nissan Altima car insurance rates for different age groups. The price estimates are based on a single male driver, comp and collision included, $1,000 deductibles, and no discounts are factored in.

You may qualify for discounts for Nissan Altima insurance in Vancouver

Companies offering auto insurance don't always list their entire list of discounts in an easy-to-find place, so the list below contains both well-publicized as well as the least known credits that you can use to lower your rates. If you are not receiving all the discounts you deserve, it's possible you qualify for a lower rate.Insurance discounts

Discounts lower rates, but some of the credits will not apply to the entire cost. The majority will only reduce the price of certain insurance coverages like collision or personal injury protection. So even though they make it sound like all the discounts add up to a free policy, it just doesn't work that way.

Large insurance companies and the discounts they provide are detailed below.

When getting free Vancouver car insurance quotes, it's a good idea to each company or agent which discounts they offer. A few discounts might not apply in every state. To locate providers offering insurance discounts in Washington, click this link.

Are auto insurance agents of importance?

A small number of people still like to get professional advice from a licensed agent and we recommend doing that Good insurance agents are highly skilled in risk management and help submit paperwork. The best thing about price shopping on the web is you can get lower rates and still have a local agent.

Find insurance agent in VancouverFor easy comparison, once you complete this quick form, your information is submitted to companies in Vancouver who will give competitive quotes for your coverage. It makes it easy because there is no need to contact an agency since rate quotes are delivered directly to your email. If you need to compare prices from a specific insurance company, you can always go to their quote page and give them your coverage information.

Choosing an insurer requires you to look at more than just the bottom line cost. Any agent in Vancouver should have no problem answering these questions:

If you would like to find a reliable insurance agency, you should know the different types of agencies and how they work. Auto insurance agents can be described as either independent or exclusive. Either type can do a good job, but it is important to understand the difference in the companies they write for since it could factor into which type of agent you select.

Exclusive Agencies

These type of agents generally can only insure with one company and examples are Farmers Insurance, American Family, State Farm and Allstate. These agents are unable to place coverage with different providers so they really need to provide good service. Exclusive agents receive extensive training on their products and sales techniques which can be an advantage.

Listed below are Vancouver exclusive agencies willing to provide price quotes.

10411 NE Fourth Plain Blvd - Vancouver, WA 98662 - (360) 576-2924 - View Map

16209 SE McGillivray Blvd - Vancouver, WA 98683 - (360) 896-5894 - View Map

1811 Main St #202 - Vancouver, WA 98660 - (360) 213-2555 - View Map

More insurance agents

Independent Auto Insurance Agencies

Agents that elect to be independent often have many company appointments so they can write business with multiple insurance companies and possibly get better coverage at lower prices. If they quote lower rates, your agent can just switch to a different company without you having to go to a different agency. If you are comparing rate quotes, you definitely need to check rates from several independent insurance agents for maximum quote selection.

The following is a short list of independent agencies in Vancouver that can give you rate quotes.

8000 NE Parkway Dr #150 - Vancouver, WA 98662 - (360) 892-3998 - View Map

610 Esther St Ste 101 - Vancouver, WA 98660 - (360) 514-9550 - View Map

1313 Main St - Vancouver, WA 98660 - (360) 418-4434 - View Map

More insurance agents

Your situation helps dictate your coverage

Keep in mind that when it comes to choosing proper insurance coverage, there really isn't a best way to insure your cars. Your financial needs are unique and your insurance should unique, too.Safe vehicles cost less to insure Here are some questions about coverages that can aid in determining whether you could use an agent's help.

If you don't know the answers to these questions then you might want to talk to an agent. To find lower rates from a local agent, simply complete this short form or click here for a list of insurance companies in your area. It's fast, doesn't cost anything and you can get the answers you need.

How Insurance Providers Calculate Nissan Altima Insurance Premiums

Smart consumers have a good feel for the rating factors that come into play when calculating car insurance rates. When you know what positively or negatively controls the rates you pay, this allows you to make educated decisions that will entitle you to lower premium levels.

Best reasons to buy auto insurance in Washington

Even though it can be expensive, buying auto insurance may be required for several reasons.

The benefits of carrying adequate insurance more than cancel out the cost, especially if you ever need it. The average driver in Washington is overpaying more than $810 a year so it's very important to do a rate comparison once a year at a minimum to help ensure money is not being wasted.

More effort can pay off

Low-cost Nissan Altima insurance in Vancouver is definitely available from both online companies as well as from insurance agents, and you need to price shop both so you have a total pricing picture. Some insurance companies don't offer the ability to get quotes online and usually these small insurance companies only sell through independent insurance agents.

Throughout this article, we presented a lot of ways to save on Nissan Altima insurance in Vancouver. The most important thing to understand is the more price quotes you have, the better chance you'll have of finding affordable Vancouver car insurance quotes. You may even be surprised to find that the lowest priced car insurance comes from the smaller companies. These smaller insurers may only write in your state and offer lower auto insurance rates than their larger competitors like State Farm or Progressive.

Additional resources